Wednesday, August 31, 2005

Applying for FEMA Aid

Here are the handbooks for applying for FEMA Assistance. English Version Spanish Version.

To apply for FEMA Aid: Call 1-800-621-3362. For Hearing impaired ONLY call: 1-800-462-7585.


Have your Social Security Number, description of losses (see Flood Insurance Post), Insurance information (at least your insurance company, policy number if you have it), directions and Telephone number where you can be reached.

FEMA offers the Individuals and Households Program (IHP) which is designed to provide money and services to people in disaster areas that are not covered by insurance. NOTE: the program is not designed to return people to the status quo ante, but to provide some help. Not everyone qualifies.

To Qualify for Housing Needs All of the following must apply:

  • You must have losses in a Presidentially declared disaster area.
  • You must have filed for insurance benefits and the damage to your home is not covered by the insurance.
  • You or a member of your household must be a U.S. Citizen
  • The damaged home is where you usually live and was where you were living at the time of the disaster.
  • You can't live in your home now, can't get to you home as a result of the disaster or need repairs as a result of the disaster.
You can receive assistance for needs other than housing. Basically, the same conditions apply, meaning you MUST HAVE FILED A CLAIM with your insurance company.

If you have a vacation home or a time-share, you are problably not going to be eligible for this kind of FEMA aid.

More to come.

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